Finance and F&I

Applications, lender decisions, product menu, compliance, contracts, funding, and cancellations.

Pages: /dashboard/platform/finance (financeWorkspace), /finance/applications/[id], /finance/products, /finance/cancellations.

Applications

Customers apply at /financing (submitFinancing) with consent and privacy acknowledgment. Statuses: submitted, under-review, approved, declined, expired, cancelled.

Queue

queueFinancingApplication with the operator-recorded adapter. "Only submitted applications can be queued".

Record the submission and decision

recordLenderSubmissionStatus, recordLenderDecision. openFinanceFollowUp for stipulations.

Catalog

configureFinanceProduct.

Quote and present

recordFinanceProductQuote, presentFinanceMenu (creates a FinanceMenuVersion). "Every menu product requires current operator/provider quote evidence".

Customer choice

decideFinanceMenu.

Close out

recordFinanceComplianceCheck: identity, OFAC, red-flag, privacy
manageFinanceContractPackage
reviewFinancePrerequisites
manageFinanceFundingCase
recordCashDealDeposit for cash deals
recordFinanceProductCancellation on /finance/cancellations with a pro-rata refund calculator. "Cancellation must reference an accepted menu product"